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{{Infobox company
| name = Paysafe Limited
| logo = 
| type = Public
| traded_as = {{NYSE|PSFE}}, Russell 2000 component
| industry = Online payments
| founded = 1996
| key_people = Bruce Lowthers (CEO), Dan Henson (Chairman), John Crawford (CFO)
| products = Payment processing, digital wallets, online cash solutions
| revenue = US$1.71 billion (2024)
| operating_income = US$133 million (2024)
| net_income = US$22 million (2024)
| assets = US$4.81 billion (2024)
| equity = US$879 million (2024)
| num_employees = 3,300 (2024)
| website = [https://www.paysafe.com/ www.paysafe.com]
| headquarters = London, England
}}

'''Paysafe''' is a multinational online payments company headquartered in [[London]], England. Traded on the [[New York Stock Exchange]] under the ticker symbol {{NYSE|PSFE}}, Paysafe provides digital payment solutions including payment processing, digital wallets, and online cash systems. The company serves both merchants and consumers across 120 markets and supports over 260 payment types in 48 currencies.<ref name="PaysafeMain">{{cite web|title=Paysafe|url=https://www.paysafe.com/us-en/|access-date=2025-08-13|It starts here}}</ref>

== History ==
Paysafe was formed through the consolidation of several payment companies including Neteller PLC, Netbanx Ltd, and Optimal Payments Limited. Netbanx was founded in 1996, followed by Optimal Payments in 1997 and Neteller in 1999.<ref name="Wiki">{{cite web|title=Paysafe - Wikipedia|url=https://en.wikipedia.org/wiki/Paysafe|access-date=2025-08-13}}</ref>

In 2004, Neteller PLC raised approximately $70 million in its IPO on the [[London Stock Exchange]]. Over the next decade, the company underwent several mergers and rebrandings, eventually becoming Optimal Payments PLC. In 2017, Paysafe was acquired by a consortium led by [[Blackstone Group]] and [[CVC Capital Partners]]. It re-entered public markets in 2021 via a SPAC merger with Foley Trasimene Acquisition Corp II.<ref name="Wiki" />

== Products and Services ==
Paysafe offers a wide range of payment solutions:

* '''Payment Processing''': Secure and scalable merchant services for online and in-store transactions.
* '''Digital Wallets''': Brands like [[Skrill]] and [[Neteller]] allow users to send, receive, and store funds digitally.
* '''Online Cash Solutions''': [[Paysafecard]] and [[Paysafecash]] enable cash-based online payments without a bank account.
* '''Risk & Fraud Management''': Advanced analytics and fraud prevention tools.
* '''Mobile Payments''': Optimized for mobile-first experiences and real-time transactions.

Paysafe’s platform supports over $152 billion in annualized transactional volume as of 2024.<ref name="PaysafeMain" />

== Subsidiaries ==
Paysafe operates several well-known brands:

* '''Skrill'''
* '''Neteller'''
* '''Paysafecard'''
* '''SafetyPay'''
* '''PagoEfectivo'''
* '''Paysafecash'''

These subsidiaries allow Paysafe to serve diverse markets and offer localized payment solutions.<ref name="Wiki" />

== Financial Performance ==
In Q2 2025, Paysafe reported revenue of $428.2 million, beating analyst expectations of $424.8 million. Adjusted EPS was $0.46, slightly above the consensus of $0.45. Despite a 3% year-over-year revenue decline due to divestitures, organic growth was strong: Merchant Solutions grew 6% and Digital Wallets rose 3%.<ref name="Investing">{{cite web|title=Paysafe shares soar as Q2 results beat expectations|url=https://ca.investing.com/news/earnings/paysafe-shares-soar-as-q2-results-beat-expectations-4151938|access-date=2025-08-13}}</ref>

Paysafe reaffirmed its full-year 2025 guidance, projecting revenue between $1.71 billion and $1.73 billion and adjusted EBITDA between $463 million and $478 million.<ref name="Investing" />

== Leadership ==
As of 2025, Paysafe is led by:

* '''Bruce Lowthers''', Chief Executive Officer
* '''Dan Henson''', Chairman of the Board
* '''John Crawford''', Chief Financial Officer

The leadership team emphasizes innovation, compliance, and global expansion.<ref name="Wiki" />

== Global Reach ==
Paysafe operates in over 12 countries and supports transactions in 48 currencies. Its platform connects businesses and consumers across 260 payment types, making it one of the most versatile payment providers globally.<ref name="PaysafeMain" />

== Awards and Recognition ==
Paysafe was named a finalist in the 2025 Global FinTech Awards, recognized for excellence in payment technology and innovation.<ref name="BizClik">{{cite web|title=BizClik Announces Finalists for the 2025 Global FinTech Awards|url=https://www.manilatimes.net/2025/08/13/tmt-newswire/globenewswire/bizclik-announces-finalists-for-the-2025-global-fintech-awards/2167047|access-date=2025-08-13}}</ref>

== Controversies ==
In July 2025, Paysafe’s virtual debit cards were blocked by Dutch rail operator NS due to fraud concerns. Fraudsters exploited the OVPay system to travel without paying, prompting NS and other transport companies to suspend Paysafe’s virtual cards.<ref name="NLTimes">{{cite web|title=NS blocks virtual cards from 3 providers over fraud|url=https://nltimes.nl/2025/08/05/ns-blocks-virtual-cards-3-providers-fraud-allowing-people-travel-free|access-date=2025-08-13}}</ref>

== Investor Relations ==
Paysafe is listed on the NYSE under the ticker {{NYSE|PSFE}}. Analysts estimate a one-year price target of $15.88, with a high of $22.00 and a low of $12.00. The company’s GF Value is estimated at $19.16, suggesting a potential upside of 68.66%.<ref name="YahooFinance">{{cite web|title=Paysafe Ltd (PSFE) Q2 2025: Everything You Need To Know|url=https://finance.yahoo.com/news/paysafe-ltd-psfe-q2-2025-132737125.html|access-date=2025-08-13}}</ref>

== See Also ==

* [[Skrill]]
* [[Neteller]]
* [[Paysafecard]]
* [[Digital wallet]]
* [[Online payments]]

== External Links ==

* [https://www.paysafe.com/ Paysafe – Official Website]
* [https://ir.paysafe.com/ Paysafe Investor Relations]
* [[w:Paysafe|Paysafe – Wikipedia]]

== References ==
<references />